Terms of Service

1. Acceptance of Terms

By accessing or using the askBIQ website and platform at askbiq.com (the "Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Website. These Terms constitute a legally binding agreement between you and RadMiddle, Inc. ("askBIQ," "we," "us," or "our").

2. Website Purpose

This Website provides:

• AI-powered business analytics and data intelligence services
• Data upload and analysis capabilities (CSV, Excel, and connected systems)
• Natural language query interface for business data
• Integration with third-party services (QuickBooks, etc.)

3. User Data and Privacy

3.1 Your Data

When you upload data to askBIQ:

• You retain ownership of all data you upload
• Your data is encrypted at rest using AES-256 encryption
• Each user's data is stored in isolated databases
• We do not train AI models on your data
• You can delete your data at any time

3.2 Data Processing

Your data is processed solely to provide the analytics services you request. AI queries are processed through secure, HIPAA-compliant infrastructure.

4. Intellectual Property

All content on this Website, including text, graphics, logos, images, audio clips, digital downloads, and software, is the property of RadMiddle, Inc. or its content suppliers and is protected by U.S. and international copyright laws. You may not:

• Copy, modify, or distribute our content without permission
• Use our trademarks or logos without authorization
• Reverse engineer or attempt to extract source code
• Create derivative works based on our content

5. Acceptable Use

You agree not to:

• Use the Website for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Website's operation
• Transmit viruses, malware, or harmful code
• Collect or harvest other users' information
• Upload data you do not have rights to use
• Misrepresent your affiliation with askBIQ

6. Privacy

Your use of our Website is also governed by our Privacy Policy. Please review our Privacy Policy, which also governs the Website and informs users of our data collection practices.

7. Disclaimers and Limitations

7.1 No Warranties

THE WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

7.2 Limitation of Liability

IN NO EVENT SHALL RADMIDDLE, INC. BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE WEBSITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

7.3 Analytics Disclaimer

AI-generated analytics are provided for informational purposes only. You should verify important business decisions with your own analysis. askBIQ is not responsible for decisions made based on AI-generated insights.

8. Indemnification

You agree to indemnify, defend, and hold harmless RadMiddle, Inc. and its officers, directors, employees, agents, and affiliates from any claims, liabilities, damages, losses, costs, or expenses arising from your use of the Website or violation of these Terms.

9. Credits and Billing

During beta, users receive complimentary credits. In the future:

• Credits are consumed based on AI processing usage
• Unused credits do not expire
• Credits are non-refundable
• Pricing may change with notice

10. Modifications to Terms

We reserve the right to modify these Terms at any time. If we make changes, we will post the revised Terms on this page and update the "Effective Date" above. Your continued use of the Website after changes constitutes acceptance of the modified Terms.

11. Termination

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the service will cease immediately.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any legal action or proceeding related to these Terms shall be brought exclusively in the federal or state courts located in Lee County, Florida.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and RadMiddle, Inc. regarding the use of this Website and supersede all prior agreements and understandings.

15. Contact Information

For questions about these Terms of Service, please contact us at: